With the development of modern technology and the world wide web of Internet, it has become much easier and more comfortable to sell things, however, individuals are appearing who are trying to use it, profiting from the trust of citizens. The secondary market is huge and its limits simply do not exist, which means it is easily possible to get into a fraudster whose goal will be to enrich yourself by deceiving others. In order to protect yourself and minimize risks, you need to regularly learn about what kind of “divorces” exist and how to deal with them or not to get caught.
Types of "scam" when selling cars
Selling a vehicle is a business that needs to be approached thoroughly. It is difficult to sell a car from hand to hand, and often also for a very long time, so most citizens place ads for selling their cars on the Internet to various sites like Avito and Avto.ru. However, it is important to remember that fraudsters are not asleep and will repeatedly try to mislead the seller in order to obtain benefits.Finding out the main types of "divorce" the seller when selling a supported car, you can immediately recognize the fraudster and get rid of him.
Assignment of a vehicle seller card
A citizen who wants to sell his vehicle places an ad on one of the special sites, for example, Avito, Avto.ru and others. After some period of time, a person calls to buy his property, however, there are some nuances: he claims that he lives in the seller’s region, but is currently on a long trip. After that, the scammer clarifies what needs to be done to ensure that the car is not sold to someone else, namely, he, in other words, stipulates an advance payment (deposit). The seller is naturally interested in it, and he willingly agrees to the conditions of the buyer, stipulating that an advance payment of 30-50% or more is needed. Then the owner of the car provides his card number in order to make a payment to the account, while he is told beautiful stories about how this car is needed.
After the number of the card became known to the scammer, he calls back and tells about the situation that occurred in which he allegedly fell. The point is that the phone to which the card is attached is discharged, and there is no possibility to enter Internet banking to transfer funds. The way out is the ability to bind the car seller’s card to the online banking of the probable buyer to make a payment. During the binding of the card, an SMS message comes to the citizen’s mobile phone number, containing the code, as well as a warning that it should never be disclosed to anyone, but the fraudster will assure that there is nothing wrong with that and this is just a formality.
It would be good if a conscious citizen understood the situation and got rid of the fraudster, however this “divorce” exists, it is used, and therefore there are those who fall for it. In general, the essence is that a citizen, having voiced this secret code, gives the fraudster full access to his bank card, tying it to the Internet banking of the cheater.
After the fraudster has got access to the card, he transfers from it all the available money to one of his own, if there is no money, he can wait until a substantial amount appears on the account, and then transfer it to himself. Even worse, if a citizen provided access to a credit card, since, in addition to withdrawing money, they can also take a substantial loan for some worthwhile thing, which will have to be paid for by the deceived seller.
The whole problem is that it will be practically impossible to win a lawsuit on the fact of fraud, since in fact a citizen voluntarily announced a secret code and gave access to his bank card. Consequently, you can make a simple, but important conclusion: if the SMS message says that you can not tell anyone to send or transmit the secret code, then you should listen and keep it secret.
Cheating CVC2 / CVV2 code to make online purchases
This divorce is calculated on the sellers of things on the secondary market, including car owners. The owner of the vehicle is called by a person who claims that he is satisfied with everything. In most cases, they almost do not ask additional questions, but immediately agree to buy a car, and then ask for the card number to transfer the deposit for the car, which completely disables the brain to the seller.
After the card number was provided, the fraudster states that he will transfer a small amount of money (50-100 rubles) to the account in order to make sure that the card number is correct. Money really comes to the account, as the seller informs the fraud, and trust continues to increase, as the money was thrown off just for the sake of verification.
Then there is a statement that the deposit will be transferred, but the transfer comes from another bank and you must specify the recipient's name, card number, expiration date, and CVV2 / CVC2 code.The citizen naturally reports all this, since he trusts and already in anticipation of receiving a substantial sum of money, and the fraudster uses it and says that the code will come to confirm the transaction or that the card number was correct.
After that, the person who received the code can change the password to enter the online banking of the car salesman or something else. If the citizen called him and the CVV2 / CVC2 code, then the fraudster has the opportunity to make an online purchase on the card of a deceived citizen or take a thing on credit, using the same code. That is why it is best to never tell anyone this code. In addition, it would be optimal to remember or take a picture of the code, it is simple, since it consists of 3 numbers, in most cases symmetrical in type 232 or 466. After that, you can wipe it on the map so that no one else can see it, card purchases could not be photographed in order to gain access to online purchases thanks to this CVV2 / CVC2 code.
It is important to remember that a full name and card number is enough to transfer funds, in some cases it is valid, but in no case is this code required and it is simply forbidden to inform anyone of it, since it is this that gives scammers access to online transactions .
ATC "Moscow" and others like him
If you look at the reviews about the automobile shopping center "Moscow", then everything will become clear, as it is a den of deceivers and fraudsters, however, people still continue to trust them and fall for impressive sums of money.
"Divorce" is known to many, but not all, so more about him. The essence of the fraud is that the citizen decided to sell his car, putting it up for sale on the Internet. After some time, the bell rang, and the girl with a pleasant voice, or the man offers to sell the vehicle, using the services of ATC "Moscow".
They declare that there is a person who is interested in buying this car and is ready to do it. After that, stories begin that this person has no cash and he buys a car on credit through their car dealership. To do this, you need to come to the salon, sign some necessary papers, and then put the car in the salon for sale for 1-2 days. They allegedly send all the papers to the bank so that the buyer will be given a loan, he will take the car, and all proceeds from the sale will go to the owner of the supported car that put it up for sale. In this case, the main thing for them is that the person signed the papers and agreed to put the vehicle in their car dealership, after which the owner already becomes the debtor.
At the time of signing the documents, the citizen will be registered with pre-sale works and preparing the car so that it will sell more easily and quickly. The contract will already state that only at the time of signing the owner of the car must, for the presale of the ATC Moscow, the amount of 40-50 thousand rubles. In addition, after the car has been in the cabin for 1-2 days, an additional amount of money starts to drip onto it for parking the car, which will also have to be paid. That is, a person signs papers with the certainty that in a day his car will be sold, and in fact he immediately “gets” in the amount of 40-50 thousand plus what he drops for parking a car, on average it is 500 rubles per day. Naturally, after a couple of days, the seller begins to worry and call the salon, but there he is convinced that everything will be all right, just having difficulties, hitch, complications with a loan or other reasons to pull time. Thus, they keep the car for as long as the owner’s nerves are enough.
When patience breaks, the citizen travels to the ATC "Moscow" in order to pick up his car, and he is billed in which all the alleged work and the fine for a "simple" car are indicated, while explaining that the buyer was not approved or something has changed in his plans. The amount will include: dry cleaning, polishing, repair of shock absorbers, painting rubber in black and so on, but these are just excuses for tearing off more money, but also for parking a car in their car dealership.
Of course, it is possible that someone will still buy a car, but this is only worse for the owner. If the vehicle has not been sold, then you need to come, pick up the car and pay for all the services, the cost of which totally reaches 60 thousand rubles. If the car is bought in the salon, then the contract stated that the money will be transferred to the seller within 20-40 days from the date of the transaction. That is, in fact, the car will be sold, but it will not be possible to receive money for it for almost a month and a half. Naturally, the owner will walk around and knock down the thresholds of the car dealership, but this will not give results and the process will not accelerate, moreover there are cases when money is not returned at all.
It would seem, how can people sign such agreements, where it was initially stated that they would owe the amount of 40-50 thousand rubles to a car dealership? However, not everything is so simple, all this is influenced by the sales manager, who says that the buyer of the vehicle will pay for all this, and the paper is just a formality. Another question appears: why does the seller sign the paper if the buyer has to pay for all this? The fact is that managers professionally inspire the opposite and people begin to trust them, which is a big mistake.
In order to increase the seller’s trust, the company prescribes a clause at which the contract is valid for only a few days, but all is not well. After all, upon the expiration of the contract, you will have to pay at least 40-50 thousand, but there is still an additional condition for which the contract will automatically be renewed if the citizen who signed it does not refuse it. That is, it turns out that, without issuing a waiver of a completed contract, a citizen allows for its extension and the company begins to charge penalties for parking a car at its car dealership, which will also have to be paid.
In order to try to avoid such tricks and “divorces” it is always necessary to be conscious and think with a “cold” head, because you have to understand that everything cannot be so good and sweet, and if you are attracted to candy, then most likely this is not a match or a simple deception by scammers.
Types of "divorce" when buying a vehicle
Cheating and beautiful words when inspecting a car
It often happens that people are satisfied with what they see on the Internet ad and they agree with the seller about the meeting in order to inspect the vehicle. And everything seems to be all right, but it was during this meeting that a cruel deception took place with a view to selling cars.
During the inspection of the car for its further sale, the vehicle owner begins to openly “fill” people with the advantages of his car, while saying beautiful things, filling people with compliments. During this, the buyer's brain simply turns off, and he begins to blindly trust on what is being calculated. All the attention of the buyer will focus on the small advantages of the car: comfortable seats, soft leather and so on. However, this will hide significant flaws, such as a broken air conditioner or radiator. Externally, it will also be possible to notice shortcomings if you pay attention to them, but the seller will not allow this to be done, as he will continue to sharpen the focus on the advantages that are still present. In addition, the owner of a supported car will frankly lie, for example, about painting the body.In fact, the car could be in an accident or after a major overhaul with the use of putty and paint, but the owner will assure that the paint is native, and the car was in the garage storage leaving only for the weekend in the store. In order to avoid such a problem, it is best to have a device for measuring the thickness of the paint or drive the car to the service station, where they will conduct a detailed analysis. The mileage itself can be twisted, which will confirm the lies of the seller, who allegedly used the vehicle very little.
For example, the owner may focus the buyer's attention on the sound of the car, but he will simply try to hide the problems with the gearbox or other shortcomings, moreover, the car may not be working at all and will not budge. That is why, with the purchase, he will try to celebrate the deal so that people drink and the car is brought home by tow truck. After all, if you notice the problem after the transaction, you will not be able to prove anything. That is why it is necessary to carry out a test drive of the car to make sure that it is in good condition and how it keeps on the road, whether there are any noticeable flaws in the form of knocks or crashes.
In general, it should be noted that the purchase must be taken seriously enough to conduct a thorough inspection of the car in person or with the help of specialists. The main thing is not to be conducted on the "sweet" speech of the seller, but to evaluate everything with a "cold" head.
Ads on Avito, Avto.ru and other similar sites
Going to the sites where used cars are sold by the type of Avto.ru, Avito and the like need to be prepared for the fact that there is a lot of deception. How to recognize it correctly and how to buy a supported car from a private person? This is what you will learn further.
All ads placed on sites can be divided into 4 parts:
- regular ads private owners - really sells the owner of the car, it is available. The reality can be embellished, for example, it will be said that the car is not beautiful, but in fact it will be very different, but it’s the real owner who you can really meet to see his car;
- dealers and all kinds of salons - the information provided is unreliable, the cars behind them, in most cases, will be "killed". In such cases, it is calculated on a naive person, in other words, a “sucker” who will come and, under convictions, will still buy a car;
- announcements - "kidalovo." The point is to fraudulently “dissolve” a person for prepayment or other actions. It is possible that the car will be criminal or the likely buyer will simply lose a significant amount of money;
- fake ads - aimed at leveling the market.
How to search for regular ads from private traders?
In order to find a real seller, you must carefully review the special sites, turning their attention to cars with a real price, which will not seem too "sweet." In a real ad there should be a lot of photos of the car, a thorough description, let it be embellished or somewhere there will be inaccurate data, but it is rather big, and there are a lot of details in it. The announcement must indicate the individual, his name, as well as the place of inspection, specifying the area where this can be done.
What are the parameters to determine outbid or salon?
The price of such ads will be the standard market or even slightly lower, so that the car will sell faster and not “lay on”. If you find an advertisement for the sale of cars, the price of which is undervalued or does not correspond to the year of release and low mileage - this is a reseller or salon. In addition, in such cases, instead of a detailed description, there will most likely be only one phrase, namely: “all the details can be specified by phone” or the like.
In addition, the parameters themselves can be a hoax, for example, the year of manufacture of the car, which in principle can not correspond to it, is indicated.It often happens that they indicate the year above, that is, the year 2008 is indicated, and in fact the car was produced in such a design only until 2006, this once again proves that the owner of the ad is none other than a second-hand dealer. You can also carefully review the available photos of the car, if the seat or steering wheel is very wiped out, and the mileage is small, then it will immediately become clear that it was twisted.
Salons also put a price lower, which can not correspond to reality, as well as the year of the car. They can be recognized by minor features: the owner's name is written with a small letter, it is clear that the real seller will never write his name with a small letter. They do not specify the place of inspection, but simply write the name of the city, where possible, in most cases it is Moscow. Mileage salons specify up to a kilometer, which can also issue them. Seller's comment will be minimal with the absence of any details. If you carefully read the specified equipment of the car, in most cases you can find there is no match.
You can also recognize the salon or dealers on the photo of the car. Private entrepreneurs take pictures of your car in the yard, at a gas station or another neutral place. In addition, they all have to be done in one place and at a time, in order to maximally show to interested people that this is a real private person. If the photos were taken in different places or day and night, then most likely it will be a middleman or a salon.
How to recognize "kidalovo" and not get caught on it?
There are a lot of such announcements on Avito and Avto.ru, despite the fact that people know about them, they are also relevant and popular. In just a few minutes it is enough to find a dozen of these. First of all, they are easy to recognize by the fact that the price of the car being sold will be too low and significantly different from the market price. In addition, the year can be specified more recent, but the car in the photo will be more previous versions, which in the specified year has not been released. The car in the case of "divorce" will be either without numbers, or they will be carefully hidden with the help of graphic editors in white, black rectangles.
Photos of the vehicle in such ads are made incomprehensibly where so that there would be no identification marks: in the forest, field, or just somewhere on the track. Such ads always indicate the ideal state with minimum mileage for the minimum amount, which should already look suspicious. After 1-2 days, these ads are removed, it is enough for them to "dissolve" a few gullible citizens.
What is a fake ad and what is its purpose?
These are ads that make up dealers or other interested persons. Their meaning is that they artificially reduce the market value of the car. That is, every citizen who wants to sell his used car, initially wants to know the average price for it. To do this, go to one of these sites, selects your vehicle model in the search and monitors the prices there. After that, a conclusion is made, and the price is put in the same framework in order to be competitive with others. This is what these ads are calculated for.
The dealer is interested in buying a particular car at a low price, he visits the site and creates a number of fake ads on a particular car, uploads photos downloaded from the Internet and indicates the price, much lower than it should be. This is done so that a person who wants to sell his car, went to the site, saw that the prices of his car had fallen, and, accordingly, put his car up for sale at a price lower than the market price. The reseller carefully monitors the site and as soon as a new ad from a private trader appears, he immediately responds to it and buys a car, the price of which is actually much higher.
Usually, it is impossible to make a call on such fake ads, as the number of the alleged seller will be disabled or disabled.Another feature of such ads will be the number of their views, as many are interested in a good car at a low price, but they can’t buy it, they’ll just look and get out. It would be logical to understand that if the car and the price for it were real, then it would have been bought within an hour after being put up for sale.
Useful tips on the note
If a person has a desire to find out the real price for a particular car, then he never needs to ask about the first ads, it is best to scroll a little further or even switch to the second page, after which you can consider the options and their prices. If the car is rare and there are few ads with it, then it is better to look at all the proposed options.
For objectivity, you must carefully review the 5-10 real ads from private traders.
It is important to understand that the price of a car does not depend on its condition and quality, but on the “impudence” of the seller, because the same car with the same condition can be sold at different prices solely because of human decency and greed. Already only because of the human factor, the price for the same car may differ significantly and this should be taken into account, since the seller cannot always evaluate his car objectively.
Bargaining is not always important, as long as the car is worth its money. Indeed, given the previous point, it can be understood that bargaining is not always fair. One of the owners can sell his car without bargaining, but its price will still be lower than the price of an absolutely identical car of another seller, who will do the bargaining.
